Unknown Facts About Macatawa Bank: Banking, Mortgages, Auto Loans, Investing

Unknown Facts About Macatawa Bank: Banking, Mortgages, Auto Loans, Investing

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We know that each consumer has particular needs, so we strive to meet those particular requirements with a large selection of products, investment tools, mortgages and best of all quality service and specific attention. We have offices situated at Colorado Mills Mall and Flatiron Crossings in Broomfield, CO.


Conventional Mortgages Fixed Rate Mortgages With a set rate home loan, your monthly principal and interest payment will stay the same over the life of the loan. We use a variety of set rate programs for purchase and re-finance deals with a range of terms including Traditional Home loans, Federal Government Loan Programs, and Jumbo Home mortgage Programs for higher balance loans.


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The change in the rate will result in a change in your regular monthly principal and interest payment. ARMs usually have a rate that begins below fixed rate home mortgages. Similar to set rate loans, these products are offered for purchase or refinance deals and feature a range of term options. These are available for traditional and jumbo loan amounts.


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This program features a low deposit, no personal mortgage insurance, and deposit and/or closing expense support for certified applicants.  Research It Here  is an alternative for borrowers buying a house in low to moderate income locations with no earnings limit restrictions. The loan program includes a little down payment and no private home mortgage insurance (PMI).


FHA items include lower down payment options and versatile credit standards. State of NY Home Mortgage Association (SONYMA) Mortgages- The SONYMA mortgage program offers very first time property buyers with an option to conventional loan programs. SONYMA features low deposits, versatile credit standards, and deposit help for certified applicants. United States Department of Agriculture (USDA) Home Loan- The USDA mortgages offer customers that meet geographic and income requirements up to 100% financing.


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Other Featured Products New Building Home loan If your tomorrow includes building, funding is readily available for new construction. We provide a single close brand-new building loan with plenty of time to finish your home - as much as nine months. Vacant Land Home Loan If you are seeking to purchase uninhabited land, we have the funding for you.